Privacy

Rev. Date 10/2024

FACTS	What Does California International Bank, N.A. Do With Your Personal Information?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income account balance and payment history credit scores and credit history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons California International Bank, N.A. chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does California International Bank, N.A. Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?	Call 714-338-8700 or go to www.cali.bank

Who is providing this notice?

California International Bank, N.A.

What We Do
How does California International Bank, N.A. protect my information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does California International Bank, N.A. collect my personal information?	We collect your personal information, for example, when you: open an account or deposit money apply for a loan or pay your bills use your credit or debit card We also collect personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state law.)

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. California International Bank, N.A. has no affiliates.
NonAffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. California International Bank, N.A. does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. California International Bank, N.A. does not jointly market.

Other Important Information
California Financial Information Privacy Act Financial Code Division 1.4 prohibits a financial institution from disclosing any nonpublic personal information (NPI) of a consumer to a non-affiliated third party without first having obtained the consent of the consumer to that information sharing. The need to obtain the consent of the consumer is generally referred to as an “opt-in” to such information sharing. The Legislature intends for financial institutions to provide their consumers notice and meaningful choice about how consumers’ nonpublic personal information is shared or sold by their financial institutions.

Other Important Information

California Financial Information Privacy Act Financial Code Division 1.4 prohibits a financial institution from disclosing any nonpublic personal information (NPI) of a consumer to a non-affiliated third party without first having obtained the consent of the consumer to that information sharing. The need to obtain the consent of the consumer is generally referred to as an “opt-in” to such information sharing. The Legislature intends for financial institutions to provide their consumers notice and meaningful choice about how consumers’ nonpublic personal information is shared or sold by their financial institutions.